Privacy Policy

Effective Date: 09/27/2024

At Legacy National Insurance, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way related to life insurance products.

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By accessing or using our website, you consent to the collection, use, and sharing of your information in accordance with this Privacy Policy.

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1. Information We Collect

We collect personal information to provide, improve, and personalize our services. The types of information we collect include:

• Personal Identification Information: Name, email address, phone number, address, date of birth, and other information necessary to provide life insurance services.

• Financial Information: Payment details, banking information, and insurance coverage preferences.

• Health Information: Medical history, current health status, and other related data required for life insurance underwriting.

• Usage Data: Information on how you use our website, such as IP addresses, browser types, pages visited, and session duration.

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2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and manage life insurance products and services.

• To communicate with you regarding your insurance policy, quotes, and inquiries.

• To personalize your experience on our website and improve our offerings.

• To process transactions securely and comply with regulatory requirements.

• To send you relevant marketing communications, unless you opt out.

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3. How We Share Your Information

We respect your privacy and will never sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

• With Service Providers: We may share information with third-party service providers who assist in processing payments, underwriting insurance policies, and offering customer support.

• For Legal Compliance: We may disclose your information if required by law, court order, or governmental request.

• With Business Partners: We may share information with trusted business partners to offer you additional products or services related to life insurance.

 

4. Data Security

We take appropriate measures to safeguard your personal information. While we strive to use commercially acceptable means to protect your data, please be aware that no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

 

5. Your Rights and Choices

You have the right to:

• Access, update, or correct your personal information at any time.

• Opt-out of receiving marketing communications from us by following the unsubscribe instructions in our emails.

• Request the deletion of your personal data, subject to any legal obligations we must fulfill.

If you wish to exercise any of your rights, please contact us using the details below.

 

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website, analyze site usage, and serve personalized content. You can control cookie settings through your browser, but disabling cookies may affect certain features of the site.

 

7. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete that information.

 

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of such websites. We encourage you to review the privacy policies of those sites before providing any personal information.

 

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. We recommend that you review this Privacy Policy periodically to stay informed of any updates.

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10. Contact Us

If you have any questions or concerns regarding this Privacy Policy or how we handle your personal data, please do not hesitate to reach out to us. We value your privacy and are committed to addressing any inquiries you may have. Our team is available to provide clarification or resolve any issues related to our data practices. We aim to respond to all inquiries promptly and ensure that your concerns are addressed in a timely manner. (Please submit your contact information below.)